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FIND OUT how YOU CAN UPGRADE TO a

2ND PRIVATE PROPERTY 
Leverage on your fully paid up hdb!

Discover the exact methods and strategies I have used to help most of my clients to acquire their second private property with little or no cash top up.

Many of my clients always
does this…

They have fully paid up their HDB and are looking to upgrade to a private property to stay.

They will then rent out their HDB (perhaps forever) and use the passive rental income to cover the mortgage for the 2nd property.

There is no right or wrong, however below is my analysis on the hidden cost of renting out their HDB.

The real profit collected from rental

case study : $500k hdb 4-room flat

 

Rental Per Month: $2,200
Property Tax Per Month:
(Annual Value of $15,000)
$100
Income Tax Per Month:
(7% Tax Rate)
$152
Conservancy Fees Per Month: $90
Agency Fees Per Month:
($1100/12)
$91
CPF Accrued Interest Per Month:
(If $200k of CPF were used)
$416
Net Rental After Expenses  $1,351

Questions that i often faced

1) Is it the right move using my fully paid HDB to collect a passive income of $1,351 monthly?

2) Can I get a better returns if I were to use this sum of money to invest in a private property?

3) Will my HDB flat appreciate faster in value as compared to a private property?

 

2 Options to choose

A) DO NOTHING

Stay put with a stagnant growth on the HDB and retire with 1 HDB property to your name.

 

B) STEP OUT OF COMFORT ZONE

Leverage on your HDB smartly and use the funds to re-invest into 2 Private Properties with a greater returns.

 

by reusing your funds from the fully paid hdb, these could be your possible benefits

Being a private property owner will put you in a better position towards retirement.

Purchase 2 Private Properties without Touching your Savings

Reduced Monthly Mortgages

Cash Reserves That Could Last Up To 3 years

Understand the correct way to upgrade from HDB to private properties

• If your HDB has fullfiled the 5 years MOP

• If your combined income is $8000 and more

• If you are ready to take advantage of the current property market situation

Is this the right time to upgrade in year 2019?

How does the cooling measures that took place in July 2018 and the Enbloc Fever can have an impact on your decision.

Enbloc sales in 2018

($) Billions worth of ENBLOC in 2018

ENBLOC SALES IN 2017

($) BILLIONS WORTH OF ENBLOC IN 2017

What I will be sharing with you

  • Current property market happenings and likely future trend.

  • Understanding your situation and financial standing followed with step-by-step detailed calculation.

  • The ideal investment time horizon that works best for you and your family.

  • An achievable and systematic asset progression strategy that can help you grow wealth better.

  • The crucial “4 factors” on analysing which is the right property to consider.

Hi, I am fulin LEE

Allow me to start this journey of asset progression with you and your family.

Take the first step to understand the opportunities and strategies that I will be sharing with you.

And with a thorough asset planning and proper risk management, you could soon be a proud owner of 2 private properties.